DoctorLoans.com was started in 1996 to provide Physicians (including Residents and Fellows) a streamlined way to find lenders that offer doctor home loans. We only work with lenders that have a minimum of 10 years of mortgage experience, and understand the unique needs of medical professionals.

The unique features of doctor loans include:

• 100%* Financing; No Money Down
• No Private Mortgage Insurance (PMI), saving thousands of dollars over the life of a doctor loan
• Loan amounts of up to $1 million available at 100%*, and up to $3 million with money down.
• Flexible qualifying criteria
• No inclusion of student loan debt if deferred greater than 1 year.

Types of doctor loans available:

• 15/30/40 Year Conventional Fixed Rate Doctor Loans
• 10/20 Year Fixed Rate Interest-Only Doctor Loans
• 3/5/7/10 Year Adjustable Rate Doctor Loans for 30 and 40 Year Terms
• 3/5/7/10 Initial Interest-Only Payment Adjustable Rate Doctor Loans

Because of the unique nature of the program, it is likely that you will be matched with a lender that is out of your area. However, be assured that our lenders work in a highly professional manner, and will be available to answer any of your questions or concerns throughout your experience.

To learn more, or to get started, please click here.

* subject to declining markets. In those markets, 5% down payment is required.